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eMortgage Funding LLC
- Troy, MI
About this business
Location details
888 W Big Beaver Rd, Suite 1290, Troy, MI, 48084, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 8:00 p.m. | |
| Tue | 9:00 a.m. to 8:00 p.m. | |
| Wed | 9:00 a.m. to 8:00 p.m. | |
| Thu | 9:00 a.m. to 8:00 p.m. | |
| Fri | 9:00 a.m. to 8:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
Sold me on getting back my full escrow ($6,945) plus getting my January payment back because we were closing in January and it had already been paid, so that I could pay off a credit card and save myself a few hundred dollars a month. Instead, they fudged all the numbers and "netted" the escrow payment so that my escrow and my January payment were forfeited to finish paying off the loan, instead of a roughly $10k check back from my mortgage servicer, I got a $200 check and rather than having the money to pay off said credit ... read more
This company is a joke. They literally took three months to do my loan strung me along the whole way, telling me they were going to do things, and never did them kept submitting the same loan, backed me into a corner and pretty much forced my hand to take the loan because all the false promises they kept on telling me the numerous times into closing promised money that I will never see told me I would get my $700 appraisal back now they just ghost me save yourself a headache and go with a reputable company that has good revi... read more
Was trying to do an IRRRL with Marvin and Isaac. We started the process January 6th and was told it would only take 7-10 days to close. Quoted at a 5.3% interest rate and told not to make my January payment because we would "definitely be closing". January 21st came and we still didn't close, but I was told that we were just waiting on our final CD's and would be "for sure closing in January so don't even worry about the late fee that will come out of your returned escrow check". Still no answer come January 26th, even thoug... read more
Reached out to Bill Shaw(used him before when he worked at different company) to do a refinance on our home on June 3, 2024. We started the process that day had to jump through the usual hoops, sent the information for a appraisal and was told $300-$500 checked our account and it costed us $625 wasn’t happy with that amount. The end of June arrived and Bill said don’t worry about paying your July mortgage payment I said okay. About a week later talked to Bill again about the July payment he stated you’re good no worries. Bil... read more
Cameron didn't come through with one dang promise or assessment he made. Somehow I'm the process my promised interest went up 1.2% at closing day. I lost 1500 in cash back and Giovanni promised to offset processing fee to make up for it because he didn't see the change on closing day! Then after all is said and done both Cameron and Giovanni have stopped talking to me completely.I have lost at this moment 800 in appraisal fee, 1500 in cash back, and no idea on the escrow yet and it's been over a week and neither of them have... read more
Don't bother dealing with this guy, plenty of other qualified loan officers out there. His company contacted me about making a refinance, I was not interested after careful consideration. He called me and convinced me to go through with it and I only agreed to pay for an appraisal if I would be reimbursed. In the end the refinance did not work out and he went back on his word and so I paid for an appraisal and went through a whole annoying time consuming process for nothing. This company can easily reimburse me but they won'... read more
I'm writing this review to give others who are considering using Christopher Thomas as their lender, an inside look at my recent experience with him. Like others reading this I came here to read his reviews. I saw mostly positive reviews and a few that weren't. Given that he had mostly positive reviews I overlooked the negative ones. This experience was a learning lesson for me as I continue to look at purchasing more properties in the near future. I was in the loan shopping stage when a friend had recommended Chris to me. M... read more
Got called and emailed almost daily from David and Victoria with this company. Not once but twice I received fraudulent appraisals and then was ghosted by David after requesting a status update. Guy was nice, and I have owned 4 houses previously, refinanced 2, so I know the process and was not needy, but “closing” seemed to be a revolving timeline, with inaccurate information. Be on the lookout
I was recommended Christopher Thomas from a relative and after reading reviews I decided he would be a great loan officer to go with when buying my first home. Everything started out well but after viewing a few homes I noticed the communication with Chris was inconsistent and then non existent as we went further down the road. I thought about changing mortgage officers multiple times in the process but decided to stick it out as I had found a home I wanted and already started the process. There would be days at a time (5-6)... read more
Business response:
Hi Aubrey, sad to hear this was your experience working with me. Unfortunately when an appraisal comes short and we no longer have seller concessions to cover the closing costs we have to find another way to ensure the transaction closes. I took action by arguing the appraisal behind the scenes to increase the appraised value by 2k so we could help you with closing costs as much as possible. A short appraisal and the need for concessions due to lack of reserves are beyond my control. Regardless, I appreciate the honest revie... read more
Frequently asked questions about eMortgage Funding LLC
How is eMortgage Funding LLC rated?
eMortgage Funding LLC has a 4.4 star rating with 2,968 reviews.
When is eMortgage Funding LLC open?
eMortgage Funding LLC is closed now. It will open at 9:00 a.m.